Baby Boomers And Their Families Should Have LTC Plan

LTC or LTC Health Insurance

Free Own Your Future planning guides from the federal government are being offered through the Michigan Department of Community Health's Office of Services to the Aging to assist baby boomers and their families with long term care planning.

"We are at the beginning of a long-term care revolution in our state," said Sharon Gire, OSA Director. "With boomers retiring, the need has never been greater and people want to stay in their own homes as long as possible."

The Own Your Future planning guide offered by the Centers for Medicare & Medicaid Services within the U.S. Department of Health and Human Services, contains information about planning for Long Term Care services and options for obtaining them. It also discusses subjects such as advanced directives, talking with family members about LTC decisions, and how to pay for it, as Medicare does not cover the cost of LTC services.

Michigan Governor Jennifer M. Granholm sent 1.7 million letters to households with members aged 45 to 65 informing them about the need for LTC and the Own Your Future campaign in January 2007. Those within this targeted age range represent those needing immediate LTC services.

Citizens who responded to the letter from the Governor received the Planning Guide, as well as a packet of information and a CD regarding LTC options and services, chronic illnesses that may result in the need for LTC, LTC insurance, and services provided by area agencies on aging and the Michigan Medicare Medicaid Assistance Program.